Deposit and Other Services
We provide a variety of different deposit product services. If we don’t offer it, please tell us and we may be able to enhance an existing product to suit your needs. To see a copy of our latest fee schedule please click here.
To see a copy of the latest Terms and Conditions click here for Personal accounts and click here for Business accounts.
Chequing Account
Monthly statements with imaged cancelled cheques are produced at month end to the member. We offer Operating Lines of Credit which can be attached to the chequing account. This would permit the account to be in an overdraft position until a deposit is made.
Interest on your Line of Credit is charged on the exact overdrawn balance for the number of days it is at that balance. If a Line of Credit is not used during the month, there is no charge.
If you do not have a Line of Credit, and you overdraw your account, there is a minimum charge of $5.
Youth Accounts
No account service charges on youth accounts. Applicable for ages 1 day to 18 years old. Youth ages 18 to 26 are eligible for this account if attending post-secondary education.
Savings Accounts
Regular Savings
Interest on regular savings accounts is calculated on a minimum quarterly balance, and paid annually.
Plan 24
A convenient savings account for both personal and business needs. Interest is calculated daily and paid monthly. Plan 24 accounts do not have chequing privileges; however, transfers can be made in any amounts in person or via computer for a minimum charge.
Special Savings
A savings account that pays interest semi-annually (June 30th and December 31st). Interest is calculated monthly on the minimum monthly balance. Deposits receive credit if deposited within 6 calendar days of the first of the month. Transfers can be made the same way as Plan 24. Special Savings Accounts do not have chequing privileges.
Term Deposits
Funds are deposited for a specific period of time. Fixed interest rates are offered on invested money for designated time periods. Redeemable term deposits are offered from 30 to 364 days, with interest paid at maturity and 1 to 5 year terms, with interest paid annually, to an account of the member's choice.
Non-redeemable term deposits are offered for 1 to 5 year terms and cannot be redeemed prior to maturity. Interest is paid on an annual basis to an account of the member's choice or compounded interest. Minimum deposits are required for each term product; please call the office for further details.
RRSPs
Broadview Credit Union offers competitive interest rates. There are no charges, commissions, or deductions of any kind. Members receive statements annually.
RRIFs (Registered Retirement Income Funds)
Broadview Credit Union offers competitive interest rates. There are no charges, commissions, or deductions of any kind. Members receive statements annually.
RESPs (Registered Education Savings Plans)
Broadview Credit Union is an agent for Concentra Financial.
MemberDirect Online Banking
Introducing a new era in money management...MemberDirect® online banking. MemberDirect® is an innovative system that gives you 24-hour-on-line access to your personal or business accounts. With MemberDirect® online banking you will be able to handle most of your financial transactions from a personal computer connected to the Internet. Simplify the business of money management with MemberDirect®.
With MemberDirect® online banking you can:
- Transfer funds
- View and print your statement information for up to a year
- Pay bills (current or postdated)
- Search for specific account information
- Access both your personal and business accounts
- Transfer funds from one member number to another (within Broadview Credit Union)
- Transfer funds from one member to another bank account (via Hyperwallet, accessible thru MemberDirect)
Cards
Member Card "Debit" Card
The Member Card allows you instant access to your funds for making purchases at participating merchants and also through Automatic Teller Machines (ATM). All you need is your Member Card PIN (Personal Identification Number) to gain confidential access to your accounts. Available anywhere you see the INTERAC Direct Payment Symbol.
Global Payment MasterCard - Payment Card
The card that acts like a cheque. Accepted worldwide. Transactions are reported on your chequing statement. Accesses the ATM by using your Personal Identification Number (PIN). Utilized for International cash advances at any MasterCard financial institution. Can also be used in conjunction with a Line of Credit.
MasterCard "Credit" Card
Accepted worldwide. "Buy now, pay later." Make your payment within the grace period after your statement date, and you pay no interest charges. Accesses the ATM by using your Personal Identification Number (PIN), and can be utilized for international cash advances at any MasterCard bank. There are different Mastercard products to suit your individualized needs. You may obtain detailed information at our branch or by visiting this link: http://www.cuets.ca/products/index.html
Choice Rewards
A reward program offered on the Credit Union MasterCard. It allows cardholders to receive points per dollars spent. The points can be redeemable for merchandise, weekend getaway vacations, and travel certificates
Deposit Guarantee
As an account holder, you receive a FULL GUARANTEE of funds on deposit. This guarantee is Saskatchewan's Credit Union Deposit Guarantee Corporation.
Night Depository
Allows members to make deposits after the credit union is closed.
Safety Deposit BoxesSecure storage facilities for valuables. An annual rental fee is paid by the member.
Utility Bills
Payments to SaskPower/Energy and Sasktel can be made at your credit union, as well as other bills. A minimal charge may apply for their services. Please talk to one of our representatives for more information.
Insurance Services
Optional insurance on Mortgages, Term Life Insurance and Disability Insurance is available at the credit union. Cost of premium paid by member.
Travellers Cheques
We have American Express Travelers cheques, in either Canadian funds or US. Other currencies will be ordered on request.
Money Orders
A convenient, safe method of making payments. Money orders are available in Canadian or U.S. dollars. A minimum charge may apply. Please talk with any of our knowledgeable staff to discuss any of your financial needs